Tools / Cash Allocation Tool

Cash Allocation Tool

See exactly how your cash grows vs. inflation

Total Cash $50,000
$1k$1,000k
APY
Traditional Savings
10%
%
Money Market
20%
%
High Yield Savings (HYSA) · auto
40%
%
Treasury Bills
30%
%

Weighted avg rate

4.0%

Avg time to access

4.5 days

%

Want to understand the concepts behind this tool?

Read: Where should you keep your cash?

After 1 year

$51,688

+$167 vs inflation

After 3 years

$55,285

+$582 vs inflation

After 5 years

$59,202

+$1,121 vs inflation

Portfolio Growth vs Inflation

60 months

Account Breakdown

How each account contributes over time

Current Allocation

Traditional Savings
$5,000 (10%)
Money Market
$10,000 (20%)
HYSA
$20,000 (40%)
T-Bills
$15,000 (30%)

Educational use only · Not financial advice · Rates shown are illustrative; verify current rates before making decisions.